General Liability Insurance

Injury Coverage, Property Coverage, Advertising Claims

What does it cover?

General Liability coverage can protect businesses from the financial consequences of loss due to bodily injury or damage to property belonging to someone else.  Coverage is provided for payments required if you are found to be negligent including the defense costs of lawsuits.

Some examples of general liability policy coverage include:
    ●  A client or guest getting injured on your premises or worksite.
    ●  Damage to property of others after you have left a jobsite.
    ●  Your product or completed work injures someone or damages property.
    ●  An employee injures a bystander while at work for your business.
    ●  Libel, slander, defamation of character.
    ●  Wrongful entry or wrongful eviction.
    ●  Fire damage to a building that you lease.
    ●  “Good Will” medical payments.

Why Bragdon?

Bragdon knows liability insurance through decades of experience in analyzing exposures to loss that are specific to the clients business and designing coverage directly aimed at those exposures. 

Some examples are:
    ●  A real diagnosis of exposures is done, not just copy what you have now.
    ●  A choice of comprehensive solutions is offered. The client decides.
    ●  Mid-term review of auditable exposures to avoid year-end surprises.
    ●  Audit checklist and assistance prior to audits if needed by client.
    ●  Pro-Active loss control program developed for your specific exposures.
    ●  Defined claims handling procedures with timelines.
    ●  Monitoring of claim payments and reserves for future payments.
    ●  Certificates within 1 hour of receiving information.
    ●  24 Hour on-call availability.