Property InsuranceFire, Flood, Tornado...Theft, Vandalism, Construction DamageWhat does it cover?Property Coverage can protect businesses from the financial consequences of damage to your own property or loss of income from those damages.
Some examples of property coverage include: ● Damage to your building or contents by fire, explosion, wind, etc. ● Theft of business or personal property. ● Vandalism or malicious mischief. ● Business income loss or extra expense due to a covered peril. ● Mechanical or electrical breakdown. ● Flood or earthquake.
Why Bragdon?Bragdon knows property insurance, whether it involves assistance with establishing adequate insurance limits for your building or selecting appropriate specific policies for your needs. We strive to offer more value than “just” an insurance policy.
Some examples are: ● Assistance in determining realistic replacement cost values for buildings. ● Yearly review of buildings and contents values. ● Provide options for the most comprehensive coverage for your exposures. ● Blanket Coverage, Waiver of Co-Insurance, Deductible Credits. ● Replacement Cost (No depreciation), Ordinance or Law Coverage. ● Assistance with Business Income Loss Determination. ● Mid-Term review for property exposure changes. ● Pro-Active loss control program developed for your specific exposures. ● Defined claims handling procedures with timelines. ● 24 Hour on-call availability.
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