Bragdon

Covered

Worker’s Comp Insurance

Now offering PAY AS YOU GO Worker’s Comp!

    ●  Tied to Payroll, so it’s Accurate.
    ●  Allows you to Hold on to Your Dough for Better Cashflow!
    ●  Reduce or Eliminate End-of-Year Audits.

What does it cover?

Worker’s Compensation Insurance can protect businesses from the financial
consequences of work-related injuries to their employees.

Some examples of worker’s compensation policy coverage include:
    ●  Satisfaction of state laws mandating benefits for injured employees.
    ●  Payment of medical bills for employees’ work-related injuries.
    ●  Indemnity payment for wages of employees injured at work.
    ●  Employer’s legal liability coverage for injuries involving employees.

Why Bragdon?

Bragdon knows worker’s compensation insurance whether it involves the
selection of the best rate classifications for your business, help with premiums
audits or monitoring claims and loss control procedures.

Some examples are:
    ●  Also offering traditional fixed rate, retrospective rating (profit share),
    deductible credits, and installment payments.
    ●  In-House computer analysis of your experience modification factor.
    ●  Spreadsheets for separation of payroll for accurate classification.
    ●  Payroll monitoring as desired to avoid year-end surprises.
    ●  Audit checklist and assistance prior to audits if needed by client.
    ●  Emphasis on “other states” coverage for out-of-state work.
    ●  Mid-term review of losses, reserves, and frequency for training planning.
    ●  Client help with programs for safety, back to work, drugs/alcohol, OSHA.
    ●  Defined claims procedures with timelines and step by step reporting.
    ●  Pro-active loss control program developed for your specific exposures.
    ●  Certificates within 1 hour of receiving information.
    ●  24 Hour on-call availability.