Business Auto InsuranceCollision & Damage, Uninsured Drivers, Liability & Medical.What does it cover?Business Auto Coverage can protect businesses from the financial consequences arising out of the ownership, maintenance, and use of vehicles. Protection extends to employees of the business while driving your vehicles with your permission. Coverage is provided for payments required if you are found to be negligent, including defense cost of lawsuits.
Some examples of business auto coverage include:
● Bodily injury to another person.
● Damage to a vehicle or other property not owned by you or in your care.
● Protection for vehicle occupants injured by an uninsured driver.
● Damage to owned vehicles by fire, theft, glass breakage and other perils.
● Collision damage to owned vehicles.
● Liability coverage for your business due to use of employee owned autos.
● Liability or physical damage for non-owned, hired, or borrowed vehicles.
Why Bragdon?Bragdon knows automobile insurance and has the expertise to help you manage your ehicle coverage needs ranging from a single vehicle to a large fleet. As with other insurance lines we offer more than “just” an insurance policy.
Some examples are:
● Initial review and identification of vehicles, GVW and use classifications.
● Verification of values for physical damage coverage. Confirm lienholders.
● Exploration of alternatives such as credits for lay-up or deductible options.
● Self-insurance of physical damage for older and low value vehicles.
● Assistance with programs for fleet management, pre hiring screening, etc.
● Driving record procurement and monitoring of claims activity.
● Pro-active loss control program tailored to your business.
● Certificates and Vehicle I.D. cards within 1 hour of receiving information.
● 24 Hour on-call availability. |  |
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